Penney formerly ePurse is an utility bill vending platform with extra focus on automating school fees funds collection of different types over a secured platform, the solution has been designed specifically to provide a one-stop e-payment solution for schools. The solution enables school owners to automate their school fees collection and utility bills, track all kinds of payments, view outstanding, overdue payments and send invoices and reminders to parents in real-time.This solution is designed with modern interfaces and unique features that is integrated into various payment channels for seamless funds collection, settlement, reconciliation, and as well as sending notifications to designated users. The solution provides unique access for different types of users such as directors/school owners, account officers, parents, to conveniently and seamlessly pay and track their wards school fees all from the comfort of their mobile phone.